Once you’ve voided a check, it’s essentially disabled and cannot be used any longer. But first, let’s touch on the reasons why you might need to void a check.

Another use for a voided check is to set up direct deposit payments, usually for payroll payments from your employer into your checking account. The employer needs a voided check in order to extract the bank account information from the bottom line of the check. Yet another use for a voided check is when a lender wants to use it to set up an automated loan payment. As was the case with direct deposit, the lender will want to use the bank account information listed on the bottom line of the check.

There are several reasons why you may need to void a check

Account holders increasingly use on-line platforms to make payments and tend to fill their banking information directly on web sites. If you have a Chase account, then you can also just fill out a form instead of using a void check to set up direct deposit. All you’ll need to fill out the direct deposit form is your routing number, account number, and check ID number. Take a look at the FAQs Page for Bank of America to read all about voiding checks with their bank. If Bank of America is your bank, and you want to set up direct deposit, then you actually don’t need to void a check with them to do so.

• Generally, if “VOID” is written across a check, no matter how or where, it will be recognized as a voided check.
• If you need a voided check to set up direct deposit with your employer, you have a couple of choices.
• You might also ask the business or organization requesting a voided check if they would accept a deposit slip that has been voided as well.
• Pull a blank check from your checkbook, making sure to note its official check number in your ledger as you do.
• This step keeps parties who don’t have the password from viewing the document.
• If you make a mistake while filling out a check, it’s paramount that you void it or destroy it.

The most common use for a voided check is to establish a direct deposit¹. If you’re going to receive payments from an employer electronically, you can send them a voided check, so they have all of your bank information. If you’re trying to set up online bill payments, you may be able to do that through your online banking access, with no voided checks or paper forms required.

Set up automatic electronic bill payments

A third instance of using a voided check is when you make a mistake while writing a check. For example, you may put in the wrong name or incorrect amount or make another mistake that renders the check impossible to use. Rather than figuring out the process as it comes up, learn everything you need to know about voiding a check now so that you’re fully prepared in the future.

The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Many companies allow you to provide your banking details rather than submitting a voided check.

How to get a voided check from Bank of America

We’ll break down the simple instructions for voiding a check properly in a moment. Maybe you don’t need the check anymore, or you messed up writing it out and need to change something on it. The only way to give yourself peace of mind is to void the check and then throw it out or shred it. ABA transit numbers appear on standard checks and are used to identify specific U.S. financial institutions.

Certain financial transactions will require you to use a void check and you should be aware of what that entails. Setting up automatic voided check electronic check payments, linking your bank account, and making direct payments are some of the things you can do with a voided check.

Is it safe to send a voided check via email?

Knowing how to void a blank check can be useful in certain situations, such as when you want to set up direct deposit into your checking account. Voiding a check is simple, but needs to be done correctly to ensure that your bank account stays secure and that you avoid unnecessary fees when possible. You may need a voided check to set up a bank account, direct deposit, or automatic bill payment.

In some cases, the entity requesting a voided check might accept a letter printed on bank letterhead. The instructions you receive will outline the information they’ll need on the letter. Expect to provide your routing number, account number, and your name. An online checking account still uses checks, but if you’re out of checks, you may be able to send yourself a small check through your online bank’s bill payment service. Many times, you’ll need a voided check to set up automated loan payments such as a mortgage payment, student loan, or auto loan. Certain types of transactions might require a voided check to verify your banking information.

In other cases, though, you’ll have to fill out some paperwork and provide a voided check, which contains your bank’s routing number and your account number on it. Or you don’t have them, you can opt for using deposit slips for certain financial actions. They also contain relevant information such as the routing number, https://www.bookstime.com/ but you will have to insert your bank account number. Another important thing is to use a black marker or a pen that can’t be erased, making it easier for thieves to use it as a blank check. Once you have a void check, make sure to write it down and keep track of where it went in case you get confused later on.